Question about Gambling websites with Curaçao license using incorrect Merchant Category code (strana 367)
Just had a response from basswin within 13 minutes from initial email, I sent them a screen grab of my transactions and started mccs etc and they've said they're referrer it for a refund... its a good day guys.
Also shout out to the person who found the curaco legislation on mccs LEGEND!!!
Can I have a copy of your text please
Hi guys I have set up the new email account for everyone who wants to move forward with the complaint against Santeda bv international .
I would like someone to help me though plz as I think we are going to get alot of people on board .Is anyone up for the challenge?🫠
The email.is :
Santedatimetoact@yahoo.com
All information will be private and confidential that you send and will not be shared with any other members participating. Only myself and whoever is willing to help will have access to the email address only for sorting out collections of data and helping getting it in order to present to the relevant bodies CGB.
Anyone who wants to participate
This is what's needed
Name of casino ,user name amount owed /requested back response from casino wether it was excepted or denied
So basically if you have joined multiple santeda casinos I need each one
Oh and also your location
It may take a while but the more people we get better out chances
Let's do this 💪
Update?
Was the refund request successful? I had these in the past and they referred it for refund to the "relevant department" and had asked for copies of ID and the bank card.. 2 days later was told it was refused and they wouldn't budge
The bank does not but Visa has terms specifically for a chargeback 12.7 for using invalid data/MCC these are bypassing gambling blocks and gambling laws, many of us are getting the chargeback raised and approved some are not and the banks as per Visa terms should be charging back. The fact is these casinos operate without a licence illegally in the UK your notes are incorrect you maybe correct for Germany but here in the UK what you are saying is wrong.
Have you spoke to any legally qualified people in the UK? Myself and cryptoG (see previous notes have) the Gambling act is there to protect the consumer, the banks although not directly liable for the money do have a duty of care to process a valid chargeback, see notes on 12.7 visa and from others say Mastercard also do incorrect MCC. I would imagine you are either someone who is bored and wants to give bad advice or works for a casino/bank.
Just to add if you read the thread, many of us do not want the money back from the actual bank we just want them to follow visa/Mastercard chargeback rules and chargeback so the casinos refund. FOS on chargebacks state if there is a good reason and chargeback will succeed i.e merchants bypassing a law or gambling block then they would expect the bank to at least initiate chargeback.
Ne radim za kazino ili banku. Gledam na to pitanje iz različitih uglova. Uvek je neko drugi kriv, ali ti si sam 100% savršen.
Mnogi se ponašaju kao da su prevareni, kao da im je novac bukvalno izvađen iz džepova. Ovo nije slučaj. Dobrovoljno ste platili i dobili nešto zauzvrat (kredit). Sve ostalo je građansko pravo.
Mnogi pominju i da su isključeni iz Gamstopa? Pa zašto biste se registrovali u drugom kazinu i deponovali novac? Zar ne bi trebalo da budete sumnjičavi i da se zapitate zašto se sada možete registrovati ovde? Tačka 12.7 je sve u redu, to bi značilo da možete bez brige da kockate iz Velike Britanije, 1000 € danas, 3000 € prekosutra, ako ništa ne dobijem, onda ću bukirati nazad.
Koji zakon o zaštiti potrošača vas štiti? Mora da je neko to izdao i zastupao vaše interese. ko ovo radi? Molim vas recite mi ime ovog organa.
Možete biti srećni što nećete imati posledice od policije ili javnog tužilaštva. U Nemačkoj već nekoliko meseci policija podnosi krivičnu prijavu koja vas tereti za pranje novca i učešće u nedozvoljenom kockanju. Imajte ovo na umu dok preduzimate sledeće korake. Možda postoji zakon u vašoj oblasti koji zabranjuje učešće u ilegalnom kockanju, onda je vaš red i novac koji izgubite biće vam najmanji problem.
I ja sam neko ko je, baš kao i vi, prokockao svoj novac u ilegalnim kockarnicama i ponovo video samo delić. U nekom trenutku uvek naletite na zid i počnete iznova, držeći se za svaku slamku i u tome vidite rešenje.
Ono što pokušavam da kažem je da ako kazino, banka ili provajder platnih usluga kažu ne i ne pošalju vam povraćaj sredstava, dalje mere neće biti uspešne.
Someone’s very positive lmao
Neki ljudi su možda samo u fazi sređivanja ili pravljenja prvog koraka, ali prvi korak ne sme da bude preuzimanje novca, već sopstveni oporavak, inače će se novac vratiti odakle je došao, verujte mi.
Pitanje za one koji nisu dobili novac nazad od banke ili kazina:
Da li se nešto desilo od tada? Da li ste dobili cent nazad nekoliko meseci kasnije?
I don't think you understand the point we are all trying to make! We've all admitted we have gambling problems and there isn't the protection for us. We work hard trying to get past our problems and are all mentally drained from trying to do so. What these companies are doing is illegal , they are using different merchant codes which allow us to be able to gamble which is bypassing the banks systems. If they followed the correct MCC code , none of us would be here, it really is as simple as that. If you're going to run a company you need to follow the same law as everyone else. They are bypassing this and not having to pay extra taxes or use the correct licenses! If they followed the simple laws, we wouldn't all be wanting our money back as we wouldn't have been able to deposit. They prey on vulnerable people like myself to steal our money. They are rats and what they are doing is not moral whatsover
In the UK the responsibility lies with the casino the player cannot be acting illegally by accessing it. I suggest you don’t comment on UK matters as you do not understand our laws, have you seen me make outlandish statements about other countries laws?
It is illegal for non licensed casinos to operate without a licence, Gambling Act, it is illegal for a company to take a gambling payment from a credit card, Gambling Act. They use codes to bypass this therefore illegal, does some responsibility fall on the player yes absolutely so, the difference is if we are on Gamstop or these casinos were not acting illegally then we would be stopped and couldn’t physically deposit.
It’s not about losing money to them it’s about not being able to withdraw the winnings.
I signed up to jokabet deposited over £1k got my balance to 4k tried to withdraw it they rejected it twice then blocked my account as Uk players are "restricted from depositing and playing at or casino" only after trying to withdraw. They didn’t give a fuck about me depositing though
If you take the time to read and I am not going to mention him as he doesn’t want referencing but the FOS settled in his favour.
Clearly you are on here to defend casinos, literally no one on here has said I want to defraud the bank or casino, you can also see clearly how antagonistic you are being on victim blaming people. Some of us are in much better places than others with little amounts lost/recovering better, however bear in mind some have noted they felt suicidal so you coming on making up statements on UK law and generally not being supportive is not welcome.
Right peeps i need some help Lloyds bank are point blank refusing to even look at the transactions Mcc miscodings I have loads of skinsonly, gamingstore and nicheworkout. I have gambling blocks on my account .told them about new laws that came in in oct but they won't even acknowledge that the casino was using a derelict building as address unlicensed ect gave all information from GCB visa 12.5 you name it i have given it .But no basically sent me a banner with information on the samritans and mental health because they are putting me under so much stress I had a panic attack .My head is lifting off me I have spent 6 days trying to sort this out via chat and it's getting to the point now I have had enough
Any advice would be great 👍
Rekao sam to već nekoliko puta, ne branim nikoga. Morate razmišljati izvan okvira i preispitivati se.
Termin prevara ovde nije prikladan, dobrovoljno ste platili, a da vam niko nije pribio pištolj na glavu. Ja to vidim je da u Velikoj Britaniji možete da se kockate bez rizika, a da tražite nekog drugog da okrivite za svoje nedolično ponašanje. Banka, VISA ili Mastercard.
Međutim, izbegavate moja pitanja i nikada od vas nisam dobio odgovor.
1. pitanje:
Zašto se registrujete u kazinu i saznate da možete deponovati i igrati kada ste zapravo svuda zabranjeni? (Zavisnost od kockanja se ne računa kao odgovor)
2. pitanje:
Koji zakon vas štiti?
3. pitanje:
Koji autoritet vas štiti? Ako postoji zakon koji vas štiti, onda za njega mora postojati zaštitnik? Gde je zaštitnik?
4. pitanje:
Da li je Zaštitnik (bez ombudsmana) ikada nekome pomogao?
Pretpostavljam da ne! Zato što ste svi napušteni od svoje vlade i prepušteni ste sami sebi!
Mention the casino wouldn’t let you withdraw your winnings and closed your account. Worked for me
Q1 - Addiction that is a valid answer
Q2 - Gambling Act
Q3 - UK government
Q4 - Yes search on here you will see a few cases referenced.
I won’t be responding to you again as you clearly don’t need help on chargebacks or bank complaints.
