Zdravo, rekabt60 ,
Žao mi je što čujem za vaše neprijatno iskustvo i izvinjavam se zbog kašnjenja. Međutim, pre nego što pozovem predstavnika kazina u temu, želeo bih da vam objasnim nekoliko važnih stvari i postavim vam nekoliko pitanja.
Industrijski standard za onlajn kazina je da sprovode detaljne provere izvora sredstava (SOF) i izvora bogatstva (SOV) u skladu sa svojim regulatornim obavezama. U vašem slučaju, navedeni podaci ukazuju na to da je vaša aktivnost kockanja finansirana dobicima iz igre pokera sa vašim prijateljima, što može biti, ali ne mora biti tačno, dok se usuđujem da tvrdim da je nemoguće proveriti takav izvor sredstava. U suštini, ne možete da pružite ništa da biste dovršili KIC/verifikaciju i dokazali izvor sredstava u takvom slučaju, posebno ako je te dobitke (kao što ste sami potvrdili) neko drugi položio na vaš način plaćanja. Uobičajeno je da neka onlajn kazina bukvalno pokušavaju da pronađu takve stvari u bankarskim izvodima igrača i da deponovana sredstva potiču od treće strane (nekog drugog). Možda ako ste sami deponovali ta sredstva na svoj način plaćanja, to bi moglo malo da promeni situaciju. Ali nažalost, pod takvim okolnostima, rekao bih da jedino što možemo da uradimo ovde je da pitamo kazino da li je u mogućnosti i da li želi da vrati barem vaš depozit na vaš način plaćanja. Ne vidim nijedan relevantan način ili opciju kako biste mogli da dokažete izvor sredstava.
Što se tiče nekog papira zapisanog sa vašim prijateljem - zaista mi je žao, ali to zaista nije odgovarajući način da dokažete svoje dobitke iz privatne poker igre. Sada u svom poslu mogu da nađem 10 kolega koji bi bili voljni da mi tako nešto potvrde. Ovako, svaki igrač bi mogao da smisli takvu priču da podigne svoj dobitak bez dokazivanja izvora deponovanih sredstava, što bi bilo u potpunosti protiv industrijskih standarda i AML pravila.
Alternativno, pod uslovom da je priča o vašem izvoru sredstava potpuno tačna, kako zamislite dalje postupanje ili dokazivanje izvora sredstava?
Posle gornjeg objašnjenja, da li vam je potpuno jasno? Da li biste se složili sa mnom da kontaktiram kazino samo sa zahtevom za povraćaj vašeg depozita? Čak i ako igrači prvo igraju sa svojim pravim novcem i koriste bonus sredstva nakon što je potrošen, imajući u vidu sve date okolnosti, kazino bi mogao i voljan da vrati vaš depozit. Ako imaju opravdan razlog da veruju da vaš izvor sredstava nije dovoljno verifikovan, ne bi trebalo da ga prihvate ili uzmu.
Hvala. Radujemo se Vašem odgovoru.
Hello, rekabt60,
I am sorry to hear about your unpleasant experience and apologize for the delay. However, before I invite the casino representative to the thread, I would like to explain a few important things to you and ask you a few questions.
It is an industry standard for online casinos to conduct thorough Source of Funds (SOF) and Source of Wealth (SOW) checks in compliance with their regulatory obligations. In your case, the provided information indicates that your gambling activity was funded by winnings from a game of poker with your friends, which may be but may not be true, while I dare to claim that it is impossible to verify such a source of funds. There is basically nothing that you could provide to complete the KYC/verification and prove the source of funds in such a case, especially if those winnings (as you confirmed yourself) were deposited to your payment method by someone else. It is usual that some online casinos literally try to find such things in the players' bank statements and that the deposited funds originated from a 3rd party (someone else). Maybe if you deposited those funds yourself to your payment method, it could change the situation a bit. But unfortunately, under such circumstances, I would say that the only thing we can do here is to ask the casino if it is able and willing to refund at least your deposit back to your payment method. I cannot see any relevant way or option for how you could prove the source of funds.
As for some paper written down with your friend - I am really sorry, but it is really not an appropriate way to prove your winnings from a private poker game. I can find 10 colleagues now in my work who would be willing to confirm something like that for me. Like this, any player could make up such a story to withdraw their winnings without proving their source of the deposited funds, which would be completely against the industry standards and AML rules.
Alternatively, provided that the story about your source of funds is completely true, how do you please imagine further proceeding or proving the source of funds?
After the explanation above, is it please completely clear to you? Would you please agree with me contacting the casino only with the request for the refund of your deposit? Even if players play first with their real money and use bonus funds after it is spent, considering all the given circumstances, the casino could be able and willing to refund your deposit. If they have a justified reason to believe your source of funds cannot be sufficiently verified, they should not accept or take it.
Thank you. Looking forward to hearing from you.
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