Dragi ArdžunGavas,
Nakon pažljivog pregleda svih informacija i dokaza dostavljenih u ovoj žalbi, nažalost, došli smo do tačke u kojoj nismo u mogućnosti da nastavimo sa slučajem.
Kazino tvrdi da je sporno povlačenje uspešno obrađeno. Međutim, nismo dobili dovoljno proverljivih dokaza koji potvrđuju da ste uspešno primili sredstva. Iako je kazino pružio informacije o transakciji i više puta izjavio u vezi sa isplatom, nismo dobili značajnu prateću dokumentaciju ili pisanu komunikaciju od dobavljača plaćanja ili relevantne finansijske institucije koja bi nam omogućila da nezavisno potvrdimo da je transakcija uspešno završena i izmirena.
Istovremeno, dostavili ste izvode iz banke i obavestili nas da vaša banka nije mogla da pronađe transakciju koristeći UTR/referencu koju je dostavio kazino.
Nažalost, tokom istrage, došli smo do situacije u kojoj su obe strane više puta tražile dodatne informacije ili dokaze jedna od druge, ali nijedna strana na kraju nije bila u stanju da pruži dokumentaciju koja bi definitivno utvrdila šta se dogodilo sa spornim sredstvima.
Pošto Casino Guru nije ni pravni organ niti regulator kockanja, naše mogućnosti u slučajevima koji uključuju praćenje plaćanja su ograničene. Nemamo pristup dobavljaču plaćanja kazina ili uključenim bankarskim sistemima i ne možemo samostalno pratiti finansijsku transakciju u ime bilo koje strane.
U ovoj fazi, stoga ne možemo utvrditi da li se sporna sredstva trenutno nalaze u kazinu, kod provajdera plaćanja, posredničke finansijske institucije ili negde unutar bankarske mreže. Bez pouzdanih dokaza koji utvrđuju lokaciju i konačni status sredstava, ne možemo pravedno utvrditi koja je strana odgovorna za nedostajuću uplatu.
Iz ovih razloga, i pošto smo iscrpeli razumne opcije koje su nam dostupne kao nezavisnom medijatoru, primorani smo da ovu žalbu zatvorimo kao nerešenu zbog nedovoljnih dokaza .
Pošto ste izjavili da vaša banka nije mogla da pronađe transakciju koristeći dostavljeni UTR, preporučujemo da kontaktirate relevantnog dobavljača plaćanja, ako je moguće, i zamolite ih da formalno prate transakciju. Nažalost, kao treća strana, Casino Guru ne može da zahteva takvo praćenje u vaše ime.
Takođe možete razmotriti podnošenje žalbe direktno organu za kockanje pod kojim kazino posluje. Međutim, imajte na umu da neki organi za kockanje možda neće istraživati sporove koji se prvenstveno tiču obrade plaćanja.
Žao mi je što, uprkos značajnom vremenu i trudu uloženom u ovaj slučaj, nismo bili u mogućnosti da konačno utvrdimo šta se dogodilo sa spornim sredstvima niti da pomognemo da se stvar dovede do zadovoljavajućeg rešenja.
Hvala vam na strpljenju i saradnji tokom celog procesa žalbe.
Srdačan pozdrav,
Lucija
Kazino Guru
Dear ArjunGawas,
After carefully reviewing all the information and evidence provided throughout this complaint, unfortunately, we have reached a point where we are unable to move the case forward.
The casino maintains that the disputed withdrawal was successfully processed. However, we have not received sufficient verifiable evidence confirming that the funds were successfully received by you. While the casino has provided transaction information and made repeated statements regarding the payment, we have not been provided with substantial supporting documentation or written communication from the payment provider or relevant financial institution that would allow us to independently confirm that the transaction was successfully completed and settled.
At the same time, you have provided your bank statements and informed us that your bank was unable to locate the transaction using the UTR/reference supplied by the casino.
Unfortunately, throughout the investigation, we have reached a situation where both parties have repeatedly requested additional information or evidence from one another, but neither side has ultimately been able to provide documentation that conclusively establishes what happened to the disputed funds.
As Casino Guru is neither a legal authority nor a gambling regulator, our possibilities in cases involving payment tracing are limited. We do not have access to the casino's payment provider or the banking systems involved, and we cannot independently trace a financial transaction on behalf of either party.
At this stage, we therefore cannot determine whether the disputed funds are currently held by the casino, the payment provider, an intermediary financial institution, or somewhere within the banking network. Without reliable evidence establishing the location and final status of the funds, we cannot fairly determine which party is responsible for the missing payment.
For these reasons, and as we have exhausted the reasonable options available to us as an independent mediator, we are forced to close this complaint as unresolved due to insufficient evidence.
Since you have stated that your bank was unable to locate the transaction using the provided UTR, we recommend contacting the relevant payment provider, if possible, and asking them to formally trace the transaction. Unfortunately, as a third party, Casino Guru cannot request such a trace on your behalf.
You may also consider submitting a complaint directly to the gambling authority under which the casino operates. Please keep in mind, however, that some gambling authorities may not investigate disputes that primarily concern payment processing.
I am sorry that, despite the considerable time and effort invested in this case, we were unable to establish conclusively what happened to the disputed funds or help bring the matter to a satisfactory resolution.
Thank you for your patience and cooperation throughout the complaint process.
Best regards,
Lucia
Casino Guru
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