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Želeo bih da odgovorim na Melbetov poslednji zahtev.
S poštovanjem verujem da Melbet traži informacije koje mi je ili nemoguće da pružim ili se ne odnose na stvarno pitanje u sporu.
Prvo, tokom moje istorije kao Melbet korisnika, uspešno sam završio više isplata. Kad god bi došlo do kašnjenja, problem bi se rešavao jednostavnim dostavljanjem referentnog broja za isplatu (e-transfer) putem e-pošte. Melbet bi zatim kontaktirao svog agenta za plaćanje i pružio mi dokaz da je uplata poslata. Nikada ranije od mene nije traženo da snimim video zapise moje bankarske aplikacije ili da pružim vrstu dokaza koju sada traže.
Drugo, verujem da je teret dokazivanja na Melbetu. Podneo sam zahtev za isplatu preko njihove platforme i ako tvrde da je uplata uspešno obrađena, trebalo bi da budu u mogućnosti da dostave dokumentaciju od svog agenta za plaćanje koja pokazuje da su sredstva zaista prebačena. To bi obično uključivalo potvrdu plaćanja, referencu transakcije ili dokaz o transferu.
Treće, Melbet me traži da navedem „odgovarajuću transakciju, sa datumom, vremenom, brojem transakcije i njenim statusom". Nažalost, ovo je nemoguće jer takva prijemna transakcija ne postoji na mom bankovnom računu.
Moj stav je da sredstva nikada nisu poslata mojoj banci. Ako uplata nije stigla u moju banku, ne postoji transakcija koju bih trebao da evidentiram ili zabeležim.
Da bih ovo dokazao, već sam dostavio zvanični izvod iz Komercijalne banke Etiopije (CBE) koji pokriva relevantni period. Ovaj izvod je zvanični bankarski dokument i jasno pokazuje da na moj račun nije uplaćeno 5.000 ETB. Verujem da je ovo jači i pouzdaniji dokaz od snimka sa mobilne aplikacije.
Četvrto, traženi snimci ekrana nisu praktični. Iz bezbednosnih razloga, bankarske aplikacije ograničavaju ili potpuno blokiraju snimanje ekrana i snimke ekrana. Čak i da to nisu učinili, Melbetov zahtev i dalje ne bi pružio dokaz o transakciji koja se nikada nije dogodila.
Konačno, smatram da je postupak žalbi na Melbet nepotrebno težak. Njihova aplikacija ograničava snimke ekrana, a ipak traže snimke ekrana. Kada se dostave alternativne fotografije, one se odbijaju. Umesto da se obratim suštini moje žalbe, nastavljam da dobijam generičke odgovore u kojima se traže iste informacije, a da se ne odgovori na moj ponovljeni zahtev za dokazom da je povlačenje zaista poslato.
Da bismo rešili ovaj spor, s poštovanjem molim Melbet da nam dostavi:
• Dokaz od njihovog platnog agenta da je pokrenuto povlačenje 5.000 ETB.
• Referentni broj transakcije plaćanja.
• Potvrda od strane procesora plaćanja.
• Podaci o odredišnom računu na koji je uplata navodno poslata.
Ako Melbet može da pruži proverljive dokaze da su sredstva uspešno prebačena, rado ću sarađivati u daljoj istrazi. Međutim, nakon nekoliko meseci, oni nisu pružili takve dokaze, dok sam ja već dostavio zvanične bankovne izvode koji dokazuju da nikada nisam primio isplatu.
Hvala vam još jednom na pomoći. Cenim napore kompanije Casino Guru da ovu stvar preispita pravedno i objektivno.
For whom it may concern,
Thank you for your continued assistance.
I would like to respond to Melbet's latest request.
I respectfully believe that Melbet is requesting information that is either impossible for me to provide or does not address the actual issue in dispute.
First, throughout my history as a Melbet customer, I have successfully completed multiple withdrawals. Whenever there was a delay, the issue was resolved simply by providing the withdrawal (E-Transfer) reference number via email. Melbet would then contact their payment agent and provide me with proof that the payment had been sent. I have never before been asked to record videos of my banking application or provide the type of evidence they are now requesting.
Second, I believe the burden of proof rests with Melbet. I submitted a withdrawal request through their platform, and if they maintain that the payment was processed successfully, they should be able to provide documentation from their payment agent showing that the funds were actually transferred. This would typically include a payment confirmation, transaction reference, or proof of transfer.
Third, Melbet is asking me to provide "the corresponding transaction, showing the date, time, transaction number, and its status." Unfortunately, this is impossible because no such incoming transaction exists in my bank account.
My position is that the funds were never sent to my bank in the first place. If no payment reached my bank, there is no transaction for me to record or capture.
To demonstrate this, I already provided my official Commercial Bank of Ethiopia (CBE) bank statement covering the relevant period. This statement is an official banking document and clearly shows that no payment of 5,000 ETB was credited to my account. I believe this is stronger and more reliable evidence than a mobile application recording.
Fourth, the requested screen recordings are not practical. For security reasons, banking applications restrict or completely block screen recording and screenshots. Even if they did not, Melbet's request would still not produce evidence of a transaction that never occurred.
Finally, I have found Melbet's complaint process to be unnecessarily difficult. Their application restricts screenshots, yet they request screenshots. When alternative photographs are provided, they are rejected. Instead of addressing the substance of my complaint, I continue to receive generic responses requesting the same information without addressing my repeated request for proof that the withdrawal was actually sent.
To resolve this dispute, I respectfully ask Melbet to provide:
• Proof from their payment agent that the 5,000 ETB withdrawal was initiated.
• The payment transaction reference number.
• Confirmation from the payment processor.
• The destination account details to which the payment was allegedly sent.
If Melbet can produce verifiable evidence that the funds were successfully transferred, I will gladly cooperate with any further investigation. However, after several months, they have not provided such evidence, while I have already provided official bank records demonstrating that I never received the withdrawal.
Thank you again for your assistance. I appreciate Casino Guru's efforts to review this matter fairly and objectively.
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