Poštovani gospodine Manendra Singh Baghel,
Tim za usklađenost potvrđuje da je igračev nalog (732886245) upućen na proveru rizika 28. avgusta 2025. godine. Nakon detaljne istrage završene 17. septembra 2025. godine, Tim za rizik je identifikovao veze između igračevog naloga i više drugih naloga, što predstavlja kršenje Pravila 88 koje se odnosi na višestruke naloge. Na osnovu ovih nalaza, Kompanija je odlučila da zatvori nalog, otkaže opklade i otpiše saldo. Ovu odluku je pregledao i odobrio Tim za rizik i nije bila rezultat automatizovanog procesa.
Kompanija odbacuje tvrdnju igrača da je radnja bila nezakonito oduzimanje sredstava, navodeći da Pravilo 88 izričito dozvoljava Kompaniji da poništi ugovore o klađenju, odbije isplate i preduzme mere protiv naloga koji su uključeni u višestruki nalozi.
U vezi sa Potvrdom o otpustu iz vojnih službi koju je igrač podneo 4. juna 2026. godine, Kompanija napominje da su istraga računa i konačna odluka završeni otprilike devet meseci ranije. Pošto se dokument ne bavi nalazima o višestrukim računima koji su činili osnovu odluke, on ne utiče na ishod završene istrage.
Kompanija takođe osporava igračevo tumačenje komunikacije poslate 2. juna. Prema Kompaniji, ta poruka je bila samo obaveštenje o već konačnoj odluci o nalogu i nije predstavljala ponudu za nadoknadu, povraćaj novca ili poravnanje. Stoga se igračeva tvrdnja da je prihvatio ponudu za povraćaj novca smatra netačnom.
U pogledu alternativnog rešavanja sporova (ARS), Kompanija objašnjava da se ARS može pokrenuti samo nakon što su ispunjeni određeni uslovi. To uključuje završetak internog postupka podnošenja žalbi, ispunjavanje važećeg minimalnog praga za potraživanje i potvrdu da se stvar već ne vodi pred drugim telom ili sudom za ARS. Kompanija navodi da trenutno ne može da proveri da li su ovi zahtevi ispunjeni.
Igraču je savetovano da podnese formalnu žalbu putem zvanične procedure za žalbe i da dostavi potrebne informacije, uključujući podatke o nalogu, opis spora, iznos koji se potražuje, prateću dokumentaciju i potvrdu da spor nije na čekanju negde drugde. Nakon što se završi interni postupak žalbe, svaka eskalacija neželjenog rešavanja sporova biće obrađena u skladu sa politikom Kompanije.
Kompanija takođe napominje da kopiranje podataka Uprave za igre na sreću Kurasaoa (CGA) u lanac imejlova ne predstavlja automatski formalnu regulatornu žalbu. Iako igrač može slobodno da se obrati regulatornim organima, Kompanija tvrdi da sporove treba prvo rešavati kroz proces ugovornih žalbi.
Što se tiče namere igrača da kontaktira indijske vlasti, uključujući Nacionalni portal za prijavljivanje sajber kriminala i Rezervnu banku Indije, Kompanija priznaje pravo igrača da to učini, ali tvrdi da je njena odluka doneta u skladu sa Uslovima i odredbama.
Konačno, Kompanija odbija zahtev igrača za detaljnim forenzičkim dokazima, kao što su IP adrese, podaci o transakcijama i zapisi o internoj istrazi. Kompanija navodi da nije obavezna da otkrije interne metodologije usklađenosti, indikatore rizika ili procese otkrivanja prevara tamo gde bi to moglo da ugrozi njene sisteme za bezbednost i sprečavanje prevara.
Zaključak: Kompanija tvrdi da su zatvaranje računa, otkazivanje opklada i otpis sredstava bili zakoniti i sprovedeni u skladu sa Pravilom 88 nakon završene istrage i odobrenja Tima za upravljanje rizikom. Ne dospevaju povraćaj novca, nadoknada ili vraćanje računa, a odluka ostaje konačna. Alternativno rešavanje sporova (ARS) ostaje dostupno samo nakon što su ispunjene potrebne interne procedure i uslovi.
S poštovanjem,
Tim za usklađenost Parimatč
Dear Mr. Manendra Singh Baghel,
The Compliance Team confirms that the player's account (732886245) was referred for Risk Verification on 28 August 2025. Following a detailed investigation completed on 17 September 2025, the Risk Team identified links between the player's account and multiple other accounts, constituting a violation of Rule 88 relating to multi-accounting. Based on these findings, the Company decided to close the account, cancel bets, and write off the balance. This decision was reviewed and approved by the Risk Team and was not the result of an automated process.
The Company rejects the player's claim that the action was an unlawful seizure of funds, stating that Rule 88 expressly allows the Company to invalidate betting agreements, refuse payouts, and take action against accounts involved in multi-accounting.
Regarding the Defence Services Discharge Certificate submitted by the player on 4 June 2026, the Company notes that the account investigation and final decision were completed approximately nine months earlier. As the document does not address the multi-accounting findings that formed the basis of the decision, it does not affect the outcome of the completed investigation.
The Company also disputes the player's interpretation of a communication sent on 2 June. According to the Company, that message was merely a notification of an already finalized account decision and did not constitute an offer of compensation, refund, or settlement. Therefore, the player's claim that they accepted a refund offer is considered incorrect.
With respect to Alternative Dispute Resolution (ADR), the Company explains that ADR can only be pursued after certain conditions are met. These include completion of the internal complaints process, meeting the applicable minimum claim threshold, and confirming that the matter is not already being pursued before another ADR body or court. The Company states that it currently cannot verify whether these requirements have been satisfied.
The player has been advised to submit a formal complaint through the official complaints procedure and provide the required information, including account details, a description of the dispute, the amount being claimed, supporting documentation, and confirmation that the dispute is not pending elsewhere. Once the internal complaint process is completed, any ADR escalation will be handled according to Company policy.
The Company also notes that copying the Curaçao Gaming Authority (CGA) into an email chain does not automatically constitute a formal regulatory complaint. While the player is free to approach regulatory authorities, the Company maintains that disputes should first be addressed through the contractual complaints process.
Regarding the player's intention to contact Indian authorities, including the National Cyber Crime Reporting Portal and the Reserve Bank of India, the Company acknowledges the player's right to do so but maintains that its decision was made in accordance with the Terms and Conditions.
Finally, the Company declines the player's request for detailed forensic evidence, such as IP addresses, transaction data, and internal investigation records. It states that it is not obligated to disclose internal compliance methodologies, risk indicators, or fraud detection processes where doing so could compromise its security and fraud prevention systems.
Conclusion: The Company maintains that the account closure, cancellation of bets, and write-off of funds were lawful and carried out under Rule 88 following a completed investigation and Risk Team approval. No refund, compensation, or account reinstatement is due, and the decision remains final. ADR remains available only after the required internal procedures and conditions have been satisfied.
Sincerely,
Compliance Team Parimatch
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