Verujem da ću možda imati neku vrstu proboja sa Falcora Finance.
Kao što nam je Pol pokazao, od 7. oktobra 2024. Sve uplate bankovnim transferom potencijalno mogu biti refundirane prema novim pravilima.
recimo da ste poslali 800 funti za 20 uplata posle 7. oktobra (datum uvođenja novih pravila). Mislim da nije bitan iznos transakcija jer sve spadaju pod jedno potraživanje.
Pročitajte ovo i kako mislim da se uklapa u kriterijume za uspešan zahtev:
Bankovni transfer iz UK-UK:
Uplate su poslate putem Faster Paiments na sortirani kod i račun u UK (ClearBank), koji je pokriven pravilima o nadoknadi. U svakom slučaju, u mom slučaju, ClearBank je banka koju je Falcora koristila za primanje plaćanja, moraćete još jednom da proverite svoj scenario i u koju banku su otišli.
Napravljeno posle 7. oktobra 2024:
Transakcije su obavljene nakon što su nove APP zaštite od prevara stupile na snagu.
Kupac je zaveden:
Novac je poslat onome što je izgledalo kao legitimna kompanija (Falcora Finance), ali je delovala kao procesor plaćanja za ilegalnu/nelicenciranu veb lokaciju za kockanje koja je ciljala korisnike u Velikoj Britaniji.
Primljene ilegalne usluge:
Trgovac (kazino sa licencom za Kurasao) nije bio ovlašćen da prihvati klijente iz Ujedinjenog Kraljevstva, zbog čega je usluga nelegitimna i lažno predstavljena.
Bez grubog nemara:
Klijent je verovao da se bavi ispravnim poslom i razumno je vodio računa — ovo ne ispunjava visoku granicu za grubi nemar ili saučesništvo.
Nije građanski spor:
Ovo nije slučaj nezadovoljstva uslugom – to je prevara lažnim predstavljanjem, koju pokrivaju pravila APP-a.
Ovo bi moglo biti potpuno gubljenje vremena, ali izgleda da sve karte idu u našu korist.
i believe I may have some sort of breakthrough with Falcora Finance.
As Paul showed us, from 7th October 2024. Any bank transfer payments can potentially be refunded under the new rules.
let’s say you sent £800 across 20 payments after the 7th October (new rules introduction date). I don’t think it matters the amount of transactions as they all come under one claim.
Take a read of this and how I think it fits the criteria for a successful claim:
UK-to-UK Bank Transfer:
The payments were sent via Faster Payments to a UK sort code and account (ClearBank), which is covered by the reimbursement rules. At least in my case anyways, ClearBank is the bank Falcora have used to take payments, you will need to double check your scenario and which bank they went to.
Made After 7 October 2024:
The transactions were made after the new APP fraud protections came into effect.
Customer Was Misled:
The money was sent to what appeared to be a legitimate company (Falcora Finance), but it was acting as a payment processor for an illegal/unlicensed gambling site targeting UK users.
Illegal Services Received:
The merchant (a Curacao-licensed casino) was not authorised to accept UK customers, making the service illegitimate and misrepresented.
No Gross Negligence:
The customer believed they were dealing with a valid business and took reasonable care — this does not meet the high bar for gross negligence or complicity.
Not a Civil Dispute:
This is not a case of dissatisfaction with a service — it’s fraud by misrepresentation, which the APP rules cover.
This could be a complete waste of time, but all the cards seem to point in our favour.
Automatski prevedeno:
