Tako je 2019. Ladbrokes Coral kažnjen zbog propusta u pranju novca i sigurnijem kockanju.
2022. dobili su rekordnu kaznu jer su po drugi put prekršili pravila i nisu učinili kockanje sigurnijim i slobodnim od kriminala.
Nametnuti su im dodatni uslovi licence i postavljen je plan poboljšanja koji je trebalo da spreči bilo kakvo ponavljanje ozbiljnih propusta koje su počinili.
Nedavno sam bio žrtva narušavanja samoisključenja mojih Ladbrokes-a (nije zaobiđen proces i korišćeni su isti detalji) gde su dozvolili registraciju novog naloga kada su upravo potvrdili u ćaskanju uživo da sam samoisključen kako moj stari nalog ne bi bio otvoren i trebalo bi da registrujem novu. Takođe su potvrdili da sam SE u drugoj firmi koja je u njihovoj grupi.
Kada sam pogledao ovo, kada sam prošle godine SE iz foki brenda, zatvaranje naloga je trebalo da se primeni na celu njihovu Entain Group, ali nije.
2020. tada sam otkrio da sam imao račun kod BETDAK-a (u to vreme deo Ladbrokes grupe) koji me je kontaktirao da mi kaže da je problem sa računom značio da mi je bilo dozvoljeno da uplatim više nego što je trebalo i da sam tako izdao meni povrat novca. Izašao je beznačajno, ali je očigledno bio dobrodošao gest.
Objavljujem agentu putem e-pošte da imam problema, previše se kockam, prečesto i da imam zavisnost. Ovo ga navodi da odmah zatvori BETDAK nalog zbog zabrinutosti koje je imao. Da je imao tako ozbiljnu zabrinutost, da li bi bilo razumno pretpostaviti da je trebalo da primeni tu akciju na druge brendove unutar grupe?
Zatim navodim da bi limiti depozita trebalo da budu kumulativni iznos za celu grupu, a ne pojedinačni limiti za svaku lokaciju. Očigledno je da bi ovo ograničilo limite depozita i potvrdio sam da je ovaj proces na snazi u drugim grupama. Posebno navodim „vaše sestrinske kompanije koje uključuju gala spinove, gala bingo, gala kazino i korale". Agent potvrđuje da je moja e-pošta prosleđena timu za usklađenost koji će mi se vratiti u dogledno vreme. Nisu odgovorili na moje pitanje vezano za bezbednije kockanje.
Moje pitanje je da li su BETDAK 2020. i/ili Foki 2023. postupili na osnovu informacija koje su im dostupne (znajući ranjivog klijenta zavisnog) u okviru bezbednog kockanja, da li je slučaj da je SE trebalo da se primeni na sve račune pod istim grupa. Ako su informacije dostupne na sistemu toliko da mogu da potvrde da je SE aktivan u sestrinskim kazinima, ja razumem da bi to trebalo da se primeni na čitave njihove brendove.
Ranije sam imao SE sa drugim grupama i to je uvek videlo da se isključenje prenelo na celu njihovu grupu, tako da verujem da bi to trebalo da se desi.
Kada je Ladbrokes Coral kažnjen 2022. godine, to bi bilo zbog bezbednijih grešaka u kockanju koje će se verovatno desiti 2020. kada nisu reagovali na moje komentare i zaštitili me.
Dozvoliti poznatom ranjivom i samoisključenom klijentu (u stvari, koji me je uputio) da otvori račun može biti neuspeh samo pod sigurnijim kockanjem. Kada sam to izneo Ladbrokes-u, oni uopšte nisu komentarisali stvar, čini se da imaju uputstva da izbegavaju bilo kakve žalbe koje se odnose na bezbedno kockanje kako bi izbegli mogućnost da bilo ko prizna bilo šta da radi na strani Ladbrokesa i ostavljajući ih ponovo izloženim.
Što se tiče njihovih jasnih propusta za mene 2020, 2023. i 2024. i da su oni kažnjeni i verovatno će morati da obeštete bilo koje pogođene klijente, da li postoji način da podnesem tužbu protiv njihovog nedoličnog ponašanja u 2020. kršenju bezbednijeg kockanja i tražim kompenzaciju za sve depozite koje mi je bilo dozvoljeno da napravim od trenutka zatvaranja računa do tačke samoisključenja iz Entain grupe ove nedelje. Da li bih imao slučaj da dobijem nadoknadu koristeći sudski spor 2020. godine kao osnovu za refundiranje svih depozita uplaćenih bilo kojoj kompaniji iz grupe?
So in 2019 Ladbrokes Coral got fined for failings in money laundering and safer gambling.
2022 they were hit with a record fine for falling foul of the rules for a second time and not making gambling safer and crime free.
They had additional licence conditions imposed on them and an improvement plan was put into place which should have prevented any repeats of the serious failings that had been carried out by them.
I have recently been victim to a self exclusion breach my Ladbrokes (no process circumvented and same details used) where they allowed registration of a new account when they had just confirmed on live chat that I was self excluded so my old account would not be opened and I should register a new one, They also confirmed I was SE at another firm which is within their group.
When I looked into this, when I SE from the foxy brand last year, the account closure should have been applied across their entire Entain Group but wasn’t.
In 2020 I then discover that I had an account with BETDAQ (part of the Ladbrokes Group at the time) who had contacted me to say that an account issue had meant that I had been allowed to deposit more than I should have and so were issuing me a refund. Came out the blue but was obviously a welcomed gesture.
I outline to the agent by email that I have problems, gamble too much, too often and have an addiction. This prompts him to close the BETDAQ account instant due to the concerns he had. If he had such serious concerns, would it be reasonable to assume he should have applied the action to the other brands within the group?
I then state that the deposit limits should be a cumulative amount across the whole group rather than individual limits for each site. Obviously this would limit depositing limits and I confirmed that this process is in place at other groups. I specifically list "your sister companies which include gala spins, gala bingo, gala casino and coral". The agent confirms my email was passed to the compliance team who would come back to me in due course. They did not respond to my point raised related to safer gambling.
My question being, if BETDAQ in 2020 and or Foxy in 2023 had acted on the information available to them (in knowledge of a vulnerable addicted Customer) under safe gambling is it the case that the SE should have been applied to all accounts under the same group. If the information is available on the system so much so that they can confirm SE are active at sister casinos, my understanding is that it should be applied across their entire brands.
I have SE with other groups previously and that has always seen that the exclusion has carried over their entire group so I believe it is what should happen.
When Ladbrokes Coral were fined in 2022 this would have been for safer gambling failings likely taking place in 2020 when they failed to act on my comments and protect me.
Allowing a known vulnerable and self excluded customer (in fact instructing me to) to open an account can only be a failing under safer gambling. When I’ve put the matter to Ladbrokes they haven’t commented on the matter at all, seems that they are under instructions to avoid any complaints made that relate to safe gambling to avoid the possibility of anyone admitting any from doing on Ladbrokes part and leaving them exposed again.
In terms of their clear failings to me in 2020, 2023 and 2024 and them being fined and likely having to compensate any affected customers, is there a way that I can make a claim against their misconduct in 2020 breaching safer gambling, and seek compensation for any deposits that I have been allowed to make from the point of the account closure up to the point of being self excluded from the Entain group this week. Would I have case to be compensated using the court case in 2020 as a basis for being refunded for all deposits made to any company under the group?