ForumDiskusija o prigovorimaQuestion about Gambling websites with Curaçao license using incorrect Merchant Category code

Question about Gambling websites with Curaçao license using incorrect Merchant Category code (strana 234)

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BettyBetty
pre 3 nedelja

Tvrdite da mrzite kazina, ali bi ipak trebalo da budete plaćeni da ljudima dajete napojnice, a zatim i proviziju ako je povraćaj novca uspešan?

Ne prestaje da zadivljuje.

Automatski prevedeno:
k98m9c54x5
pre 3 nedelja

Oh dobro. Šta je iznenađujuće? Da zavisnik od kockanja sa dugovima od 2 miliona SEK vidi priliku da pomogne, ali da u isto vreme nešto i zaradi? Mogu reći da me je nekoliko ljudi juče kontaktiralo i proveo sam nekoliko sati razgovarajući sa njima o njihovom slučaju i samo 2 od 6 imaju šansu da nešto povrate. Apsolutno, to je nešto što sam mogao da radim čisto iz dobrote svog srca, kao što sam mogao da radim bez plate. Ali to niti želim niti mogu da priuštim. Ako bih ovde tačno napisao kako dalje, kao što sam rekao, trebalo bi najviše dve nedelje pre nego što se taj metod spali jer bi ga ljudi preterano koristili, koristili ga pogrešno i ne bi razmišljali svojom glavom, već bi želeli tačan „šablon" za početi od . Zbog toga mnogi nisu bili uspešni sa povraćajima sredstava koje su do sada tražili - jer svi koriste argumente koje ovde nalaze sa netačnim mcc kodovima itd. Nisam tražio novac unapred i u suštini pišem da se na kraju može serati u plaćanju a da ja ne mogu ništa da uradim po tom pitanju – to mora biti na sopstvenoj savesti. Ako mislite da je to loš posao i da je nemoralno od mene, onda možete i tako misliti.

Automatski prevedeno:
pre 3 nedelja

Šta je problem, ovo je posao koji osoba radi. Posao se plaća.


Da li vozač autobusa treba besplatno da vozi decu u školu da bi bio fin?

Da li policajac treba da spreči pljačku da bi bio fin?


Posao se mora platiti tako da ovo nije ništa čudno. Osoba provodi nekoliko sati na tome.

Automatski prevedeno:
BettyBetty
pre 3 nedelja

Lepo od vas što ste ustali i pomogli onima koji su zainteresovani, a ne pohlepni da dobijete platu za posao koji ste uložili. Dodao sam vas zbog neslaganja. Hvala unapred

Automatski prevedeno:
pre 3 nedelja

They just blocked my Kinghills account today nearly a week after telling them about my addiction

pre 3 nedelja

Do not use templates - be factual. You made transactions online and the amounts have been taken by a variety of merchants who provided no goods or services to you. Email all the merchants, show that they don't respond. Email the casino, show that they don't respond. There are various interpretations of chargeback rules and coding that can be used. You need to prove beyond doubt that the services you have allegedly purchased can be charged back under the rules of the chargeback scheme. If the bank say no then they have interpreted this differently and you need to raise a case to the ombudsman to get a decision.


Think I may bail out of this thread soon though - still think too many people will use this to freeroll and that is not what is intended here. If you are using this to do chargebacks again and again to freeroll these companies then I'm sorry, but I put you up there alongside these casinos who are engaging in the illegal practice in the first place.


What should be pushed is forcing the casinos to close the loop on depositing with debit/credit cards in jurisdictions where the practice is illegal e.g UK - transactions must be coded as gambling if they are for gambling. I have informed the UK Gambling Commission and provided a huge amount of evidence against some of these sites in the hope that something will shift in future. A co-ordinated effort is required by them in conjunction with Mastercard and Visa to stop this happening - this only works if these merchants are blacklisted going forward. I wish everyone the best of luck with their claims.


BettyBetty
pre 3 nedelja

Also sent friend request

jwilson27031988
pre 3 nedelja

In which casinos it was?

Ažurirano od strane autora pre 3 nedelja
pre 3 nedelja

Hi guys, I have a call with the bank in an hour regarding my complaint and they would like to know more about my case.. 2 questions as I don't really have time to go through the forum as I'm working.


1. What are the FOS case numbers I can refer too?

2. What is the Mastercard and VISA guidelines in regards to these transactions?


Any help would be so great! Thank you

svenkarlsson672
pre 3 nedelja

Hi mate it was only with donbet...I don't know where or what I can do next as they have used the correct mcc code.

Need something in mastercard rules regarding whats on your statement they must be the ones you receive goods off.

Bank are saying because I've received funds in my gambling account they don't see anything wrong even tho I did not authorise them to give a 3rd party my details.

Really stuck


pre 3 nedelja

Just got my "kortreklamation" denied by Swedbank. They are saying because they used the wrong merchant code the bank couldnt stop the transactions. And therefore did nothing wrong.


1800 Euro of Canapay transactions. Canapay asked for KYC 3 weeks ago and then stopped answering.


Feels kind of hopeless

pre 3 nedelja

Still up for the fight with my bank and still a £100 reward for any successful help regarding this.


I need information stating that the merchants on your statement must be the ones to provide you goods or services.


I have looked and can't seem to find anything to help.

Kottig
pre 3 nedelja

Velika greška Svedbanke, oni misle da bi trebalo da urade povraćaj sredstava jer ste primili e-poštu od Canapai-a, a oni odbijaju da odgovore.


Zar nije naša krivica što banke ne mogu da zaustave transakcije i što se koristi pogrešna šifra, banke treba da izvrše pritisak na sve ove kompanije i da odmah krenu sa povraćajem sredstava kada posumnjaju na nešto sumnjivo, umesto toga kupac koji izgubi sav novac.

Automatski prevedeno:
jwilson27031988
pre 3 nedelja

Hello mate,


Let me know what you need help with specifically. I currently have my ongoing complaint with the ombudsman, so I have time to help.


Nathan

pre 3 nedelja

Still up for the fight with my bank and still a £100 reward for any successful help regarding this.


I need information stating that the merchants on your statement must be the ones to provide you goods or services.


I have looked and can't seem to find anything to help.

pre 3 nedelja

They don't have to be the same name. However, you can prove that the merchant companies are not linked to the place you deposited the funds quite easily. For example, some book shop in Nigeria is unlikely to sell a gambling product are they? If the gambling company want to take ownership of the merchants then they are admitting their fraud aren't they? So they never will.

Firstly, get the Certificate of Incorporation or company details of the merchant, their website, emails you have sent contacting them asking for receipts. Figure out the MCC coding - it 100% won't be 7995.

pre 3 nedelja

Still up for the fight with my bank and still a £100 reward for any successful help regarding this.


I need information stating that the merchants on your statement must be the ones to provide you goods or services.


I have looked and can't seem to find anything to help.

pre 3 nedelja

Who are the merchants and what MCC code was used?

pre 3 nedelja

The merchant code used is the correct one 5815 for pixeleum and finnart.io for NFT's as that fits into the same category as bookes and music etc.

The bank are basically saying because the funds were received on the gambling site they can't do nothing about it that's where I'm struggling to go from here.

I have tried explaining everything to them in this thread I just really am stuck.


Tried the fact they should have been blocked by chase is its crypto related but the mcc code 5815 doesn't bypass the blocks as NFT's fit into the same category as mentioned above.


Really want to sort this out with my bank rather than the FOS and I know there will be some way I'll be able to.

pre 3 nedelja

I have screenshots from donbet that matches up with the same date and time as my statements. Obviously pixeleum and finnart.io are not responding to me emails now.


Also on my statements I have like 3/4 declined deposits from other merchants then straight after one that's been approved by pixeleum. This has happened a fair few times.

pre 3 nedelja

The merchant code used is the correct one 5815 for pixeleum and finnart.io for NFT's as that fits into the same category as bookes and music etc.

The bank are basically saying because the funds were received on the gambling site they can't do nothing about it that's where I'm struggling to go from here.

I have tried explaining everything to them in this thread I just really am stuck.


Tried the fact they should have been blocked by chase is its crypto related but the mcc code 5815 doesn't bypass the blocks as NFT's fit into the same category as mentioned above.


Really want to sort this out with my bank rather than the FOS and I know there will be some way I'll be able to.

pre 3 nedelja

I'll be honest - haven't seen the NFT side of things before mate and I don't know the answer. The clearer ones are the likes of Bamimahas Enterprises who are a bookstore in Nigeria who have used some weird education MCC code - it is straightforward as it clearly shouldn't then be transferred to gambling. NFT's and Crypto are far more difficult to chargeback I would imagine.

pre 3 nedelja

The merchant code used is the correct one 5815 for pixeleum and finnart.io for NFT's as that fits into the same category as bookes and music etc.

The bank are basically saying because the funds were received on the gambling site they can't do nothing about it that's where I'm struggling to go from here.

I have tried explaining everything to them in this thread I just really am stuck.


Tried the fact they should have been blocked by chase is its crypto related but the mcc code 5815 doesn't bypass the blocks as NFT's fit into the same category as mentioned above.


Really want to sort this out with my bank rather than the FOS and I know there will be some way I'll be able to.

pre 3 nedelja

If they have rejected your chargeback then you won't be able to sort it with them other than by raising a complaint. If the complaint still rejects your claims then you need to deal with FOS. You can also bring about legal action against the financial institution but you would need to consult a knowledgeable civil lawyer.

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