Question about Gambling websites with Curaçao license using incorrect Merchant Category code (strana 94)

Nyss spoke with the gambling inspectorate. I told you that several Swedish companies act as a 3rd party payment operator for these casinos. It sounded like they didn't know what was going on. At least he said I should report it. These companies may not act as a 3rd party without the necessary permits or licenses to do so.

pratade Nyss med spelinspektionen. Jag berättade att flera svenska bolag aggerar som en 3part betaloperatör till dessa casino. Det lät som att dom inte vet vad som pågår. Iallfall han sa att jag skulle anmäla det. Dessa bolag får inte agera som en 3part utan nödvändiga tillstånd eller licenser att göra det.

This is the response I received from Visa a few months ago when I pointed out the use of incorrect merchant codes to circumvent the credit card block

Thank you for contacting Visa.

I apologize for any inconvenience.

Please note that Visa does not have contracts with merchants or cardholders. These are managed by our client banks and financial institutions. The bank that recruits vendors willing to accept Visa cards is called a "merchant acquirer".

As you know, if you have any disputed sales transactions, you may be entitled to a chargeback. Chargebacks are reversals of disputed sales transactions.

Visa chargeback rules and regulations apply to all Visa credit and debit cards. As a Visa cardholder you have the right to go to your bank and ask them to request a refund if the goods and services purchased with your debit or credit card are not provided as specified . This also applies if a merchant goes out of business.

If you have problems with a merchant, let the bank that issued your Visa card know. Visa financial institution customers have access to the appropriate Visa rules and regulations. They also have access to customer complaint notification forms, which should be used by the financial institution to document and archive this type of complaint. You can contact them directly using the address or telephone number on your Visa statement or on the back of your card.

Thanks for writing,

Questa è la risposta ricevuta da Visa qualche mese fa quando ho fatto presente l'utilizzo di codici commercianti errati per eludere il blocco delle carte di credito

Grazie per aver contattato Visa.

Mi scuso per eventuali disagi.

Tieni presente che Visa non ha contratti con commercianti o titolari di carta. Questi sono gestiti dalle banche e dagli istituti finanziari nostri clienti. La banca che recluta fornitori disposti ad accettare carte Visa viene denominata "merchant acquirer".

Come saprai, in caso di transazioni di vendita contestate, potresti avere diritto a uno storno di addebito. I chargeback sono storni di transazioni di vendita contestate.

Le norme e i regolamenti sul riaddebito Visa si applicano a tutte le carte di credito e debito Visa. Come titolare di una carta Visa hai il diritto di rivolgerti alla tua banca e chiedere loro di richiedere un rimborso se i beni e i servizi acquistati con la tua carta di debito o credito non vengono forniti come specificato. Ciò vale anche nel caso in cui un commerciante interrompa l'attività.

Se riscontri problemi con un commerciante, informa la banca che ha emesso la tua carta Visa. Gli istituti finanziari clienti Visa hanno accesso alle norme e ai regolamenti Visa appropriati. Hanno anche accesso ai moduli di notifica dei reclami dei clienti, che dovrebbero essere utilizzati dall'istituto finanziario per documentare e archiviare questo tipo di reclamo. Puoi contattarli direttamente utilizzando l'indirizzo o il numero di telefono riportato sul tuo estratto conto Visa o sul retro della tua carta.

Grazie per aver scritto,

Did you talk to them over the phone?

Pratade du med dom över telefon?

Hello contact TOPCOM?

Hello contact TOPCOM ?

I ovo je potrebno, ako nam je neko javio

Možeš li i meni poslati?

Možete li i meni poslati molim vas plumbs_shelter_0n@icloud.com

Odgovor od rankbeasts:

Nakon što je istraga utvrdila sledeće , ovo nisu naše transakcije jer se čak i na snimku ekrana jasno vidi da se ime razlikuje od onog rankbeasts.com sa Stripe-om i trebalo bi da imate potvrdu o uplati na e-mailu

gde je jasno prikazano rankbeasts.com / Rankbeasts LTD

Ako ih imate na e-mailu, onda ste platili nama, ako ne, ovo nije naša kompanija.

Koristimo samo Stripe i Paipal. Da li imate priznanice o plaćanju?

Priložite ih. Svi računi dolaze sa Stripe ili Paipal direktno sa našim podacima.

Dem ljuger for dem anvander ocksa Mastercard Det ar dem.

No, what they say is true. It is a different company at a completely different address.

Nej, det stämmer det dom säger. Det är ett annat bolag på en helt annan adress.

Pravne usluge širom Brisela

ima li neko ideju o ovome? Da li bi to mogao biti Loialtek (pošto se nalaze u Briselu)?

Now they sent me ex they also use revolut.

Stands on their transactions revolut

Rankbeasts.com

Maybe they don't want to admit it

Nu dem skickat mig ex dem använder också revolut .

Står på deras transactions revolut

Rankbeasts.com

Kanske dem vill inte erkänna

The Casino operates under a Curacao sub-license as the Casino is incorporated here. As such, the Curacao license is a neutral offering license and Sweden is not a prohibited territory under that sublicense. As such, the Casino has acted within the framework of the sub-license held by the company.

The MCC codes you refer to are not generated by the Casino, it is the PSP that can assign MCC codes as such. We would like to clarify that, contrary to what you have mentioned in your emails, the Casino cannot influence or decide on these codes in any way.

Can it really be true that PSP is responsible for mcc code?

According to a legal contact, I have every right to know which PSP the casino uses when it comes to trade to Europe.. But can it really be that simple that PSP are responsible.. because in that case it means that the casino is completely innocent??

Casinot verkar under en Curacao-underlicens eftersom Casinot är inkorporerat här. Som sådan är Curacao-licensen en neutral erbjudandelicens och Sverige är inte ett förbjudet territorium under den underlicensen. Som sådan har Casinot agerat inom ramen för den underlicens som företaget innehar.

MCC-koderna du refererar till genereras inte av Casinot, ​​det är PSP som kan tilldela MCC-koder som sådana. Vi vill förtydliga att Casinot, ​​i motsats till vad du har nämnt i dina mejl, inte kan påverka eller besluta om dessa koder på något sätt.

Kan det verkligen stämma att det är PSP som är ansvariga för mcc kod?

Enligt en juridisk kontakt så har jag full rätt att få veta vilken PSP casinot använder då det gäller handeln till Europa.. Men kan det verkligen vara så enkelt att PSP är ansvariga.. för i så fall betyder det att casinot är helt oskyldiga??

But does that mean that all casinos are innocent?

and that the responsibility lies entirely with the PSP? (Payment Service Provider)

Is that a correct perception?

but how does the casino get paid if there are lots of different companies that stand as recipients?

Men det betyder alltså att alla casinon är oskyldiga?

och att ansvaret ligger helt på PSP? (Payment Service Provider)

är det en korrekt uppfattning?

men hur får casinot betalt om det är massor olika företag som står som mottagare?

Okay. I understand. The legal help I have says I need to find out about the PSP before I can proceed..

don't want to mention as they might read the thread.

Ok. Jag förstår. Den juridiska hjälp jag har säger att jag måste få reda på PSP innan jag kan gå vidare..

vill ej nämna då de kanske läser tråden.

Hey, thanks. Did I understand correctly that feastingmen/amegagame returned you when you contacted them through their site's email or is digikey down?

I've been waiting a week for an answer from amegagame without success. How long did it take you to reply?

Hei, kiitos. Ymmärsinkö oikein feastingmen/amegagame palauttivat sinulle kun otit heidän sivujen sähköpostin kautta heihin yhteyttä vai ovatko digikey alla?

olen odottanut nimittäin viikon vastausta amegagame tuloksetta. Kauanko sinulla meni vastaukseen?

Astropay is PSP.. Can that be true? And will they give in?

Det är Astropay som är PSP.. Kan det stämma? Och kommer de ge med sig?

Got a reply after 2 days where they said they would check it out.

Then there was silence, and I emailed and asked for an update.

All of a sudden I see that a refund has been started on Revolut but I got no more answers. So just keep writing to them

Fick svar efter 2 dagar där dom sa att dom skulle kolla upp det.

Sedan blev det tyst, och jag mailade och frågade om update.

Helt plötsligt ser jag att en refund är börjad på Revolut men jag fick inga fler svar. Så fortsätt skriv till dom bara

So did you charge back through Revolut or where did you find out that the refund has started?

I was also told that we are checking the case and it's been a week since I sent them messages without success, they don't answer.

how long did your silence last until they made amends?

teitkö siis revolutin kautta takaisinveloituksen vai mistä huomasit hyvitys on aloitettu?

Minulle vastattiin myös tarkistamme tapausta ja on kulunut jo viikko olen laittanut heille viestejä tuloksetta he eivät vastaa.

kauanko sinun hiljaisuus kesti kunnes hyvittivät?

I didn't make a refund on Revolut so it must be amegagame / feasting who paid back themselves.

It took 5 days until I saw that they started to refund.

Write to them again and ask how it's going and what's delaying etc.

Jag gjorde ingen återbetalning på Revolut så det måste vara amegagame / feasting som själv betalat tillbaka.

5 dagar tog det tills jag såg att dom börjat återbetala.

Skriv till dom igen och fråga hur det går och vad det är som dröjer etc.

The casino does not give you such details. And yes, it is payment providers that mix with codes. But the casino is not completely innocent. It is at the casino that you enter all your card details and according to the casino, payments with Mastercard are secure.

Casinot ger dig inga såna detaljer. Och ja det är paymentprovider som mixar med koder. Men casinot är inte helt oskyldiga. Det är ju på casinot du skriver in alla dina kortdetaljer och enligt casinot så är det säkra betalningar med Mastercard.